Match Day

Match Day – Welcome to Cleveland

If you're coming to Cleveland for residency or fellowship, congratulations — and welcome to an incredible city.

Haley Turner Serna understands the unique challenges physicians face when buying their first home. Her husband is a physician at the Cleveland Clinic, giving her firsthand insight into the demands of medical training and relocation.

That’s why Haley works closely with medical professionals to help them take advantage of Howard Hanna’s Physician’s Plus Program, a mortgage option designed specifically for doctors.

The Physician’s Plus Program

This specialized mortgage program is designed for medical doctors with strong income potential but limited assets and high student loan debt.

It allows many physicians to purchase a home sooner and with significantly less cash out of pocket.

Key program benefits include:

• Up to 100% financing (no down payment required)
• No mortgage insurance on loans up to $650,000
• Student loans may be treated differently for qualification purposes
• Seller contributions up to 3% toward closing costs
• Closing costs may come from multiple sources, including family gifts

Eligible professionals include:

• Physicians (MD / DO)
• Dentists
• Podiatrists
• Ophthalmologists
• Veterinarians

Residents, fellows, and interns may also qualify.

A Local Expert for Physicians Relocating to Cleveland

Haley specializes in helping medical professionals relocate to Northeast Ohio and find the right neighborhood for their lifestyle, commute, and long-term plans.

Many physicians choose areas such as:

• Lakewood
• Cleveland Heights
• Shaker Heights
• Rocky River
• Hudson

Whether you're looking for a short commute to the Cleveland Clinic, University Hospitals, or MetroHealth, Haley can help you navigate the local market with confidence.

Let's Talk About Your Move to Cleveland

If you’re relocating to Cleveland for residency or fellowship, Haley would be happy to walk you through your home buying options and connect you with lenders who specialize in the Physician’s Plus Program.

Call or text Haley Turner Serna
234-380-7654

Get In Touch With Me

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